2025 401 K Contributions Limits. Total 401 (k) plan contributions by an employee and an employer cannot exceed $69,000 in 2025. What is the 401 (k) contribution limit in 2025?
For 2025, the 401 (k) annual contribution limit is $23,000, up from $22,500 in 2023. The basic employee contribution limit for 2025 is $23,000 ($22,500 for 2023).