Mortgage Interest Rate Predictions 2025. Fannie mae thinks rates could end the year around 6.7% the mba believes 30. Mortgage rates are expected to go down throughout the rest of 2025.
But progress stalled in the first months of 2025, leading the fed to postpone rate cuts. The average standard variable rate has increased from 4.48% on 1 july 2020 to 8.17% on 1 july this year, according to moneyfacts data.